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1990

On October 3, 1990, "Lenbank" was registered under No. 436 — the first JSC bank in the country.

1991

The shareholders took a decision to change the name to Bank Saint Petersburg.

1992

The Bank became one of the founders of Saint-Petersburg Exchange.

1993

We have not yet come up with a motto "High Culture Banking", but have already launched a program "Classics and the Future" to support classical music art and musically gifted children.

1994

The Bank issued its first plastic cards.

1995

The Bank commenced collaboration with the Allied Irish Banks. We actively developed projects on credit risk management. The Bank's reports were made in accordance with IFRS.

1996

The Bank reached an agreement with the Ministry of Finance of the Russian Federation in order to actively finance construction projects and production.

1997

Doubly significant year: we opened a department for mortgage lending; the Bank's ATMs are operating 24/7.

1998

The year was economically harsh for many, but the Bank managed to fulfill its obligations to the depositors and entered top-50 banks, oriented towards the settlement and budget accounts.

1999

The "Payroll Project" was launched.

2000

We offered the first car loan and issued the first credit card.

2001

After the analysis of the high-tempo growth of bank cards, we created a department for plastic card management. Bank cards will become the driver for the Bank's growth over the next years.

2002

We launched children's cards — cards for parents' allowance for children.

2003

We were the first in the city to issue chip cards — the safest and the most reliable.

2004

The Bank was one of the first members of a deposit insurance program — since 2004 retail deposits are protected by the government.

2005

We were one of the first banks to provide for communal services and mobile communication payments through ATMs and the Internet Bank.

2006

Our first Eurobonds issue.

2007

The key year for the Bank - the first privately-owned bank to perform a successful IPOp>

2008

Two significant projects were finished: mobile bank launch for retail customers and Internet Bank revamp for corporates.

2009

The Bank became a partner for three federal programs: SME support, maternity capital, and pensions payment.

2010

The number of retail customers exceeded 1 mln.

2011

Two significant events of the year: we moved to a new HQ in Malaya Okhta and became the first in the city to issue a card allowing for in-transport payment.

2012

Over just six months the new Internet Bank for retail customers was developed and launched — a record term in Russia for a project of such magnitude.

2013

The Bank entered top-10 mortgage banks in Russia.

2014

We launched the Internet Bank i2B for corporates, whereas retail customers enjoyed the launch of our new YARKO loyalty program.

2015

We modernized St. Petersburg Metro turnstiles with the possibility for NFC payments and purchased the best bank of Kaliningrad, making it into our Evropeisky Branch.

2016

We were one of the first banks to offer card payment via mobile: Android Pay, Samsung Pay and Apple Pay.

2017

We were one of the first banks to introduce a loan refinancing program.

2018

We launched a perfect tool for purchase of the real estate — escrow accounts.

2019

The Bank reached an agreement with the city and launched Resident ID cards.

2020

The Bank opened representative offices in Rostov-on-Don and Krasnodar.

AT A GLANCE

One of the largest regional banks in Russia, PJSC Bank Saint Petersburg, was founded in 1990. The Bank operates in St. Petersburg, the Leningrad Region, Moscow, Kaliningrad, Novosibirsk, Krasnodar and Rostov-on-Don.
Thanks to a well-chosen strategy, consistent financial policy, and commitment to the values of a civilized business, the Bank has for many years maintained a reputation as a strong and reliable partner.

10.8
RUB BN
Record-high net income
730
RUB BN
Assets
16th in Russia
276
RUB BN
Retail deposits
203
RUB BN
Corporate deposits
459
RUB BN
Loan portfolio
2 077 000
Individual customers
incl. 1 300 000 Internet Bank users

BUSINESS DIVISIONS

CORPORATE BANKING

To date, Bank Saint Petersburg has 50 000 corporate customers. The Bank’s corporate banking business remains primarily focused on the regional market of St. Petersburg. In addition, the Bank strengthened its positions in Kaliningrad serving over 9 000 corporate customers.

RETAIL BANKING

As one of the key players in St. Petersburg’s retail banking services, Bank Saint Petersburg aims to become the first bank of choice for the city’s residents. The Bank currently has 2 077 000 retail customers, forming a solid base for the future successful growth of its retail business.

PRIVATE BANKING

Our Private Banking team is successful in creating individual wealth management schemes, both for business and family, using conventional banking products along with state-of-the-art and advanced tools on financial markets, asset structuring, and real estate transactions, and by engaging the most reliable partners, including for taxes and legal issues.

DIGITAL BANKING

The e-banking system for retail customers, Internet Bank, accessible at i.bspb.ru, is the principal online channel for the customers of Bank Saint Petersburg, offering increasingly better services and solutions at more favorable prices. The number of individuals who have signed up for i.bspb.ru showed a growth of 14% in 2020: from 1 300 000 to 1 4820 000.

LETTER FROM THE MANAGEMENT

Dear customers,
investors and partners,


Year 2020 became a dividing line for the world “before” and the world “after”. Global coronavirus pandemic affected more or less any state, company or person, changing the lifestyle we’re used to. Our main focus became the safety of our customers and employees. A series of measures aimed at both safety and uninterrupted operations was implemented.

Customer support was also a big priority for us. Imposed limitations in order to mitigate coronavirus infection spread led to decrease of revenues in SME business, as well as their employees’ income. Drop in raw materials prices and in economic activity resulted in large corporates revenues decrease. In these difficult times we’ve successfully relied upon our measured approach, which, coupled with vast management experience, allowed us to provide much-needed support to our customers and minimize negative influence triggered by the pandemic. The Bank posted RUB 10.8 bn of net income for the last year – an outstanding result.